1. What are cookies?
The Nuevo Micro Bank, S.A.U. website www.microbank.com uses cookies and other files with a similar functionality (hereinafter collectively referred to as “cookies”).
Cookies are tools that allow information to be stored and retrieved from your device, among other things, to enable the website to function, find out your browsing habits and enhance your experience on subsequent visits. This website uses session and persistent cookies.
Session cookies are designed to gather and store data while users browse a website. They are usually used to store information that is only kept for providing the service requested by the user on one single occasion.
Persistent cookies are a type of cookies where the data remain stored in the terminal and can be accessed and processed during a defined period of time by the party responsible for the cookie, with said time period ranging from a few minutes to a several years.
2. Purpose of first-party and third-party cookies/ cookie settings and refusal of cookies
We use technical cookies on this website to enable the services offered there to function and to be rendered, (for example, to authenticate and identify users or for security purposes).
We also use the following first-party and third-party cookies. If you do not accept any of them, your experience on our website will be limited with respect to the purposes specified in this section, but we would like to give you full control so that you can decide what to do at all times.
OWN COOKIES: These are those for which Nuevo Micro Bank, S.A.U. is the controller for the information processed. Below are the purposes for which we use these cookies:
THIRD-PARTY COOKIES: These are cookies for which third parties outside New Micro Bank, S.A.U.are responsible for the information processed.
The third parties and the purposes for which the information they process is used are set out below:
3. Deactivation or elimination of cookies
To configure or reject cookies, you can use the settings panel in section 2 “Purpose of first-party and third-party cookies/ cookie settings and refusal of cookies”.
Most browsers also allow you to manage your preferences on the use of cookies at any time. You can change your browser settings to reject or delete certain cookies, according to your preferences.
To configure or delete cookies through your browser, please check the following links:
Some third parties also offer opt-out or other solutions to prevent the use of data collected through their cookies:
4. Personal data processing
4.1. Party responsible for data handling
Nuevo Micro Bank S.A.U. responsible for handling personal data, its full name and contact details are as follows:
Nuevo Micro Bank, S.A.U.
CIF: A65619421
Address: C/ Aduana 18 28013 – Madrid
4.2. Contact information of the data protection controller
You can contact the data protection controller via the following link: https://www.caixabank.es/particular/general/dpo_es.html.
4.3. Purpose of data processing and legal basis
The purposes of processing are outlined in "Purpose of first-party and third-party cookies/ cookie settings and refusal of cookies".
4.4. Legal basis of the processing
The legal basis for the data processing is your consent, which you can manage and withdraw as indicated in the sections "Purpose of first-party and third-party cookies/ cookie settings and refusal of cookies" y "Deactivation or elimination of cookies".
4.5. Data categories
If you accept the use of cookies, we will process the following data:
- Analysis or measurement cookies: unique identifier, time spent on the website and videos played.
With regard to the third parties identified in 2 “Purpose of first-party and third-party cookies/ cookie settings and refusal of cookies”, please see their respective policies, specified in the same section, for information about the categories of data they process.
4.6. Data recipients
Nuevo Micro Bank S.A.U. may disclose the information it collects to public authorities and bodies in order to fulfil a legal obligation, as well as to service providers and third parties that are required to manage and execute the cookies.
Regarding the third parties specified in 2 “Purpose of first-party and third-party cookies/ cookie settings and refusal of cookies”, please see their respective policies, specified in the same section, for information about their recipients.
4.7. Transfers to third countries
CaixaBank processes your data within the European Economic Area and generally we have service providers located within the European Economic Area or in countries determined to have an adequate level of data protection.
If we need to use service providers which carry out processing outside the European Economic Area or in countries not determined to have an adequate level of data protection, we will ensure that your data is processed in a secure and legitimate manner.
For this purpose, we require these service providers to apply suitable guarantees in accordance with the General Data Protection Regulation, such as binding corporate standards guaranteeing data similar to European standards or to subscribe to the standard clauses of the European Union. You may request a copy of the proper guarantees required by CaixaBank from these vendors by contacting the Data Protection Officer at www.caixabank.com/delegadoprotecciondedatos.
Regarding the third parties specified in the section 2 “Purpose of first-party and third-party cookies/ cookie settings and refusal of cookies”, please see their respective policies in that section to find out about the transfers to third countries that, where applicable, they carry out.
4.8. Data storage period
The data obtained by using cookies accepted by the user will be kept for a period of 12 months.
Regarding the third parties specified in 2 “Purpose of first-party and third-party cookies/ cookie settings and refusal of cookies”, please see their respective policies, stated in the same section, for information on the periods they store data.
4.9. The exercise of rights and the handling of claims before the Data Protection Authority / Rights of data subjects
The owners of the personal data can exercise their data rights (access, portability, revoking consent, rectification, objection, restriction, erasure), pursuant to the regulations in force, at CaixaBank branches, at POST BOX 209-46080 VALENCIA, online at www.microbank.com/ejerciciodederechos, or through the online or mobile banking service. Moreover, you may submit claims related to the processing of your personal data to the Spanish Data Protection Agency (www.aepd.es).
You can find more information on these rights here.
4.10. Profile creation
If you accept behavioral advertising cookies, a profile will be created based on your browsing data to show you personalized advertising as indicated in “Purpose of first-party and third-party cookies/ cookie settings and refusal of cookies”. For more details, you can consult the privacy policies of the third parties identified in that section.
5. Updates and changes in the Cookie Policy
Nuevo Micro Bank S.A.U. can modify this Cookie Policy according to new legal, regulatory or other requirements or for the purpose of adapting such policy to the instructions issued by the Spanish Data Protection Agency.
The user will be informed if any significant changes are made to this Cookie Policy by means of an informative notice on the website.